Pension Advisor Reading
Patronus Partners is a leading pension advisor with offices in Reading and London. Spear's Magazine 'Top 10 Wealth Managers in the UK’ (James Barton).
A Leading Pension Advisor in Reading
Patronus was founded in 2015 on the realisation that large pension advice companies are often sub-optimal for clients.
Patronus is an increasingly rare example of a genuinely independent, unconflicted, staff owned pension advisor in Reading.
Our clients benefit from our team’s experience working for large banks, hedge funds and investment firms but prefer a more intimate, friendly and client focused boutique pension advice firm.
We prefer to stay small, independent and optimal for a limited number of clients.
What we do
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We structure our client’s investment portfolios and pensions as tax efficiently as possible.
We monitor changes in government legislation to make sure that our clients remain as tax efficient as possible and give ongoing advice on this.
We do not charge initial fees for financial advice.
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A changing investment environment requires adaptation, innovation, and focus. As a pension advice firm in Reading, we are able to offer a flexible investment style, in order to capitalise on the ever changing macroeconomic environment.
We can actively position portfolios, whatever the evolving investment landscape, and, as we are an independent boutique pension advisor in Reading, we are entirely free to invest in an unconflicted way, with no “in-house” products. You can read some of our latest research here.
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Some of our clients also use our execution only trading and custody service, enabling them to have all of their investments under one roof.
Our traders work on behalf of various, hedge funds and family offices. Our private clients are able to benefit from institutional quality trading, settlement and custody.
“We are all escapees from large firms and feel that clients no longer want the bland industry stereotype but prefer a smaller firm whose interests are aligned with theirs. The industry is ever- homogenising and unfortunately seems to focus more on shareholders than on clients".
— James Barton, Spear’s magazine.
The Unspoken Truth…
is that large pension advice firms are often sub-optimal for their clients.
As an independent pension advisor we are not constrained by being tied to our own in-house funds, looking after too many clients and nor are we under relentless shareholder pressure for revenue growth – all of which are detrimental to clients.
Our clients receive truly independent advice about their pensions in an unbiased way.
We only ever offer what we believe to be the best in class in order to deliver the best outcome for our clients.
"Patronus’ from the original Latin, is a person who stood as a protector to another, who was called his ‘client’. It struck a chord with us.”
— Paul Kavanagh CEO
Why invest with an independent pension advisor in Reading?
Independence
We are employee owned with no shareholder pressure to deliver ever increasing revenue targets, which are often to the detriment of the client.
Freedom
We are not constrained or conflicted by the issues many pension advice firms face such as being tied to their own ’in-house’ funds and static portfolios. We are free to invest in what we believe will give the best outcome.
Performance
Whilst we cannot guarantee that past performance will be repeated, since inception, our portfolios have performed better than the industry benchmark.
Experience
Most members of our team have over 20 years’ experience looking after the investments for private clients and working in senior positions of larger firms.
Close Relationships
We deliberately have fewer clients so that they can benefit from an intimate relationship with the firm and have direct access to our whole team in Berkshire and London.
Fees
We do not charge initial fees for our advice just a clear annual fee, only payable once you start to invest with us.
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![Smiling man wearing glasses and a white shirt sitting in a room with a blurred background.]()
Paul Kavanagh
Director
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![A man in an office setting working at a computer with multiple monitors displaying financial data and graphs.]()
Jeremy Steinson
Director
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![Smiling woman sitting in an office with a blurred background.]()
S-J Kavanagh
Operations
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![Man wearing glasses sitting at a table with abstract art in the background.]()
James Barton
Investment Director
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![Person smiling in a meeting with a laptop and glass of water visible in the foreground.]()
John Prior
Director, CIO
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![Two men in an office setting, one is gesturing with his hands while discussing, wearing glasses and a white shirt.]()
Kareem Khouri
Director, COO
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![Bald man smiling in a white shirt against a plain background]()
Dan Dowding
Head of Wealth Management
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![Black and white selfie portrait of a woman outdoors with a blurred background of trees and sky.]()
Penny Rooney
Head of Compliance
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![Portrait of a smiling man in a suit and white shirt, black and white photo.]()
Richard Griffiths
Trading Manager
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![Black and white portrait of a smiling woman with long hair]()
Harriet Harrison
Operations
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![Black and white portrait of a man in a suit with a neutral expression.]()
Jonathan Jackson
Head of Research
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James Blackmore
Trader
Arrange a Free Consultation
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Email Us
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“One of the top 10 Wealth Managers in the UK. Barton is a dichotomy... An affable bonhomie, but with a sharp, disruptive, forward-thinking mind. His preference for questioning the rules, combined with his friendly nature, is why clients seek his insightful advice and why he is regarded as one of the top practitioners in the industry"
— James Barton Investment Director Review in Spear’s
Reading
1650 Arlington Business Park, Reading, Berkshire. RG7 4SA
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Planning for retirement is one of the most significant financial decisions you will ever make. Working with an experienced Pension Adviser in Reading gives you access to expert guidance tailored to your circumstances, ensuring you can look forward to a secure and fulfilling retirement.
Why Work with a Reading-Based Pension Adviser?
Reading is one of the South East’s most dynamic towns, with a thriving business community, excellent transport links, and a diverse population. Choosing a local adviser means working with someone who understands both the opportunities and challenges faced by residents of Reading.
A Pension Adviser in Reading can offer:
Personalised pension planning that reflects your goals.
Knowledge of local and regional financial considerations.
Professional expertise backed by recognised qualifications.
Regular reviews to keep your plan on track as your life evolves.
Services Tailored to Your Retirement Goals
Comprehensive Retirement Planning
Your adviser will design a pension strategy tailored to your lifestyle ambitions, from your initial consultation through to retirement and beyond, with regular updates as your circumstances change.
Investment & Risk Management
A successful pension plan requires striking a balance between growth and protection. Your adviser will recommend investment strategies aligned with your risk profile and long-term objectives.
Pension Regulations Simplified
The rules surrounding pensions can be complex. A Reading-based adviser will explain your options clearly and ensure your plan is compliant and tax-efficient.
Trust, Qualifications and Professional Standards
When selecting a pension adviser, always check for:
Chartered Financial Planner (CFP) status or equivalent.
Membership of the Personal Finance Society (PFS).
Positive client feedback and a proven track record.
These demonstrate the adviser’s professionalism, credibility, and commitment to high standards.
FAQs – Pension Planning in Reading
Is it worthwhile to seek pension advice if I already have a workplace pension?
Yes. A workplace pension is a good start, but professional advice ensures you maximise your benefits and explore additional options to secure your retirement.Can I combine several pensions into one?
Often, yes, and many people find this simplifies management. An adviser can assess whether consolidation is right for you, taking into account fees, performance, and your long-term objectives.What makes Reading a good place to plan for retirement?
Reading’s strong economy, excellent transport links, and wide range of amenities make it a popular location for professionals and retirees alike. Local advisers understand this landscape and can tailor your pension strategy accordingly.How much does pension advice cost?
Costs vary depending on your needs and the adviser’s fee structure. A good adviser will explain charges clearly before any work begins.How often should I review my pension plan?
An annual review is recommended, with more frequent check-ins if your financial situation changes.Retirement in Reading
Reading combines a rich history with a modern, forward-looking economy. It’s home to leading technology firms, a renowned university, and excellent shopping and cultural facilities. For those approaching retirement, the town offers a balance of convenience, community, and opportunity.
Local highlights include:
History & heritage: Reading Abbey Ruins, Forbury Gardens, and the Museum of English Rural Life.
Culture: The Hexagon theatre, Reading Festival, and a busy arts and music scene.
Leisure: Riverside walks along the Thames and Kennet, plus a thriving restaurant and retail offering.
With so much to enjoy, Reading provides an excellent backdrop for retirement planning and living.
Useful Resources
For further impartial information on pensions and financial advice:
· MoneyHelper – Choosing a Financial Adviser
· Gov.uk – Financial Advice Guidance
· Financial Conduct Authority (FCA) – Check an Adviser
Take the Next Step
Your pension is the foundation of your financial future. With the support of a trusted Pension Adviser in Reading, you can plan with confidence and look forward to retirement on your own terms.
Book a consultation today and begin building a personalised retirement plan tailored to your specific needs.
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