Pension Advisor Newbury
Patronus Partners is a leading pension advisor with offices near Newbury and in London. Spear's Magazine 'Top 10 Wealth Managers in the UK’ (James Barton).
A Leading Pension Advisor in Newbury
Patronus was founded in 2015 on the realisation that large pension advice companies are often sub-optimal for clients.
Patronus is an increasingly rare example of a genuinely independent, unconflicted, staff owned pension advisor in Newbury.
Our clients benefit from our team’s experience working for large banks, hedge funds and investment firms but prefer a more intimate, friendly and client focused boutique pension advice firm.
We prefer to stay small, independent and optimal for a limited number of clients.
What we do
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We structure our client’s investment portfolios and pensions as tax efficiently as possible.
We monitor changes in government legislation to make sure that our clients remain as tax efficient as possible and give ongoing advice on this.
We do not charge initial fees for financial advice.
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A changing investment environment requires adaptation, innovation, and focus. As a pension advice firm, we are able to offer a flexible investment style, in order to capitalise on the ever changing macroeconomic environment.
We can actively position portfolios, whatever the evolving investment landscape, and, as we are an independent boutique pension advisor near Newbury, we are entirely free to invest in an unconflicted way, with no “in-house” products. You can read some of our latest research here.
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Some of our clients also use our execution only trading and custody service, enabling them to have all of their investments under one roof.
Our traders work on behalf of various, hedge funds and family offices. Our private clients are able to benefit from institutional quality trading, settlement and custody.
“We are all escapees from large firms and feel that clients no longer want the bland industry stereotype but prefer a smaller firm whose interests are aligned with theirs. The industry is ever- homogenising and unfortunately seems to focus more on shareholders than on clients".
— James Barton, Spear’s magazine.
The Unspoken Truth…
is that large pension advice firms are often sub-optimal for their clients.
As an independent pension advisor we are not constrained by being tied to our own in-house funds, looking after too many clients and nor are we under relentless shareholder pressure for revenue growth – all of which are detrimental to clients.
Our clients receive truly independent advice about their pensions in an unbiased way.
We only ever offer what we believe to be the best in class in order to deliver the best outcome for our clients.
"Patronus’ from the original Latin, is a person who stood as a protector to another, who was called his ‘client’. It struck a chord with us.”
— Paul Kavanagh CEO
Why invest with an independent pension advisor in Newbury?
Independence
We are employee owned with no shareholder pressure to deliver ever increasing revenue targets, which are often to the detriment of the client.
Freedom
We are not constrained or conflicted by the issues many pension advice firms face such as being tied to their own ’in-house’ funds and static portfolios. We are free to invest in what we believe will give the best outcome.
Performance
Whilst we cannot guarantee that past performance will be repeated, since inception, our portfolios have performed better than the industry benchmark.
Experience
Most members of our team have over 20 years’ experience looking after the investments for private clients and working in senior positions of larger firms.
Close Relationships
We deliberately have fewer clients so that they can benefit from an intimate relationship with the firm and have direct access to our whole team in Berkshire and London.
Fees
We do not charge initial fees for our advice just a clear annual fee, only payable once you start to invest with us.
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![Smiling man wearing glasses and a white shirt sitting in a room with a blurred background.]()
Paul Kavanagh
Director
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![A man in an office setting working at a computer with multiple monitors displaying financial data and graphs.]()
Jeremy Steinson
Director
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![Smiling woman sitting in an office with a blurred background.]()
S-J Kavanagh
Operations
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![Man wearing glasses sitting at a table with abstract art in the background.]()
James Barton
Investment Director
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![Person smiling in a meeting with a laptop and glass of water visible in the foreground.]()
John Prior
Director, CIO
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![Two men in an office setting, one is gesturing with his hands while discussing, wearing glasses and a white shirt.]()
Kareem Khouri
Director, COO
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![Bald man smiling in a white shirt against a plain background]()
Dan Dowding
Head of Wealth Management
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![Black and white selfie portrait of a woman outdoors with a blurred background of trees and sky.]()
Penny Rooney
Head of Compliance
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![Portrait of a smiling man in a suit and white shirt, black and white photo.]()
Richard Griffiths
Trading Manager
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![Black and white portrait of a smiling woman with long hair]()
Harriet Harrison
Operations
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![Black and white portrait of a man in a suit with a neutral expression.]()
Jonathan Jackson
Head of Research
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![Black and white portrait of a man in a suit]()
James Blackmore
Trader
Arrange a Free Consultation
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Email Us
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“One of the top 10 Wealth Managers in the UK. Barton is a dichotomy... An affable bonhomie, but with a sharp, disruptive, forward-thinking mind. His preference for questioning the rules, combined with his friendly nature, is why clients seek his insightful advice and why he is regarded as one of the top practitioners in the industry"
— James Barton Investment Director Review in Spear’s
NEWBURY
1650 Arlington Business Park, Reading, Berkshire. RG7 4SA
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Planning for retirement is one of the most important financial decisions you will make. Working with an experienced Pension Adviser in Newbury gives you access to tailored advice, helping you secure your financial future with confidence.
Why Choose a Local Pension Adviser in Newbury?
Choosing a local adviser means more than convenience – it means working with someone who understands the community, economy, and lifestyle of Newbury. A trusted adviser can:
Provide personalised retirement planning aligned with your goals.
Navigate the complexities of pension rules and legislation.
Offer local insight, making strategies more relevant to your circumstances.
Deliver ongoing support, adjusting your plan as life changes.
Services You Can Expect
Comprehensive Pension Planning
From your first consultation through to regular reviews, your adviser ensures your pension plan evolves as your circumstances and priorities change.
Investment Portfolio Management
Balancing growth and security is crucial. A professional adviser will help you create and manage a portfolio that matches your risk tolerance and long-term retirement goals.
Guidance on Regulations
Pension regulations can be complex. Your adviser will guide you through current legislation, ensuring your plan remains compliant and optimised for your future security.
Qualifications and Professional Standards
Your pension is too important to leave in the wrong hands. When choosing an adviser, look for:
Chartered Financial Planner (CFP) status.
Membership of the Personal Finance Society (PFS) or other recognised bodies.
A strong track record of client success, supported by reviews and testimonials.
These credentials demonstrate a commitment to professional excellence and ethical practice.
Frequently Asked Questions
At what age should I start planning for retirement?
The earlier you begin, the more you can benefit from compound growth. However, it is never too late – a skilled adviser can create strategies suitable for any stage of life.How much should I contribute to my pension?
This depends on your income, lifestyle goals, and risk appetite. Your adviser will help you identify the right level of contributions for your circumstances.Can I rely on the State Pension alone?
The State Pension offers a foundation, but it rarely provides enough for a comfortable retirement. Combining it with private pensions and investments is the best approach.What’s the difference between a pension adviser and a financial adviser?
A pension adviser specialises in retirement planning and pension schemes, while a financial adviser may cover a broader range of areas such as mortgages, insurance, and general investments. For focused retirement planning, a pension adviser is often the best choice.Can I transfer my existing pension to a new plan?
Yes, in many cases, pensions can be transferred. A professional adviser will review your current schemes and determine whether a transfer is in your best interest, considering fees, benefits, and long-term growth.How often should I review my pension?
It’s advisable to review your pension annually, or whenever your circumstances change significantly (such as a new job, a change in income, or approaching retirement). Regular reviews ensure your plan stays aligned with your goals.Living and Retiring in Newbury
Newbury is not only a historic market town but also a vibrant community, making it an attractive place to enjoy retirement. With a wealth of amenities, excellent transport links, and the surrounding beauty of the North Wessex Downs, Newbury offers the ideal backdrop for your next chapter.
Local highlights include:
Heritage: Donnington Castle, the Cloth Hall, and St Nicholas Church.
Outdoors: Walks along the River Kennet and green spaces such as Victoria Park.
Leisure: Newbury Racecourse and a variety of independent shops and restaurants.
This unique setting makes Newbury a great place to plan – and enjoy – your retirement.
Useful Resources
For additional impartial guidance, you may find these official resources helpful:
MoneyHelper – Choosing a Financial Adviser
Financial Conduct Authority (FCA) – Check an Adviser
Take the Next Step
Your retirement deserves careful planning and the right professional support. By working with a Pension Adviser in Newbury, you can gain peace of mind knowing your financial future is in safe hands.
Start your journey today – book a consultation and take control of your retirement planning with expert, local guidance.
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