Pension Advisor in Hampshire
Patronus Partners provides independent pension advice to individuals across Hampshire, from building up pension savings to planning how they will be used in retirement.
Founded in 2015 and owned by its staff, the firm has no in-house funds or pension products. Our recommendations are based only on what suits each client.
Pension Advice in Hampshire
Hampshire stretches from the borders of Surrey and Berkshire to the south coast, and many of its towns have direct rail links to London Waterloo.
For many people, the last ten or fifteen years before retirement are the most important for pension saving. Earnings are often at their highest and the children may have left home. Pension contributions attract tax relief, and most people can contribute up to £60,000 a year, with unused allowance from the previous three tax years carried forward. Those on higher incomes may have a reduced allowance, and anyone who has already started to draw flexibly from a pension may be limited to £10,000 a year. Getting the timing and the amounts right can make a considerable difference to the final pension.
We work with clients throughout the county, including Fareham, Eastleigh, Lymington, Ringwood, Petersfield and Farnborough. Meetings can be held by telephone, by video call or in person.
What we do
-
We look at each client’s pensions alongside their other savings and agree how much to contribute, and where, to make the best use of the allowances available. Plans are reviewed as circumstances and legislation change.
We do not charge initial fees for financial advice.
-
Pension and other portfolios are managed with a long-term view, in line with each client’s goals and attitude to risk.
With no in-house funds, investments are chosen on their merits alone.
-
Clients may also hold investments with us on an execution-only basis through our trading and custody service.
Our trading desk also acts for hedge funds and family offices.
“We are all escapees from large firms and feel that clients no longer want the bland industry stereotype but prefer a smaller firm whose interests are aligned with theirs. The industry is ever- homogenising and unfortunately seems to focus more on shareholders than on clients".
— James Barton, Spear’s magazine.
The Unspoken Truth…
is that large pension advice firms are often sub-optimal for their clients.
As an independent pension advisor we are not constrained by being tied to our own in-house funds, looking after too many clients and nor are we under relentless shareholder pressure for revenue growth – all of which are detrimental to clients.
Our clients receive truly independent advice about their pensions in an unbiased way.
We only ever offer what we believe to be the best in class in order to deliver the best outcome for our clients.
"Patronus’ from the original Latin, is a person who stood as a protector to another, who was called his ‘client’. It struck a chord with us.”
— Paul Kavanagh CEO
Why Choose an Independent Pension Advisor in Hampshire?
Independence
We are owned by our staff, not by outside investors, and we have no sales targets.
Freedom
We can recommend pension providers and investments from across the market.
Performance
Whilst we cannot guarantee that past performance will be repeated, since inception, our portfolios have performed better than the industry benchmark.
Experience
Our team has held senior positions at banks, hedge funds and investment firms.
Close Relationships
We work with a limited number of clients and take the time to understand each one’s plans for retirement.
Fees
Fees are explained and agreed before we begin, and there is no initial charge for financial advice.
How We Can Help
We can advise on areas including:
Pension contributions and tax relief
Annual allowances and carrying forward unused allowance
Contributions for higher earners with a reduced allowance
Reviewing existing pensions and how they are invested
Planning when and how to retire
Pensions and inheritance tax
Financial Advice FAQs
-
Most people can contribute up to £60,000 a year, or up to their earnings if lower, with tax relief. Unused allowance from the previous three tax years can often be carried forward. The limit is lower for some higher earners and for those who have already drawn flexibly from a pension.
-
Yes. We are happy to meet clients in person in Hampshire, and meetings can also be held by telephone or video call. Our offices are located in the City of London and at Arlington Business Park, Reading.
-
Yes. The initial consultation is free of charge, and there are no initial fees for financial advice.
-
![Smiling man wearing glasses and a white shirt sitting in a room with a blurred background.]()
Paul Kavanagh
Director
-
![A man in an office setting working at a computer with multiple monitors displaying financial data and graphs.]()
Jeremy Steinson
Director
-
![Smiling woman sitting in an office with a blurred background.]()
S-J Kavanagh
Operations
-
![Man wearing glasses sitting at a table with abstract art in the background.]()
James Barton
Investment Director
-
![Person smiling in a meeting with a laptop and glass of water visible in the foreground.]()
John Prior
Director, CIO
-
![Two men in an office setting, one is gesturing with his hands while discussing, wearing glasses and a white shirt.]()
Kareem Khouri
Director, COO
-
![Bald man smiling in a white shirt against a plain background]()
Dan Dowding
Head of Wealth Management
-
![Black and white selfie portrait of a woman outdoors with a blurred background of trees and sky.]()
Penny Rooney
Head of Compliance
-
![Portrait of a smiling man in a suit and white shirt, black and white photo.]()
Richard Griffiths
Trading Manager
-
![Black and white portrait of a smiling woman with long hair]()
Harriet Harrison
Operations
-
![Black and white portrait of a man in a suit with a neutral expression.]()
Jonathan Jackson
Head of Research
-
![Black and white portrait of a man in a suit]()
James Blackmore
Trader
Arrange a Free Consultation
-
Arrange A Call
Pick a convenient time to speak to one of our team.
-
Book Free Consultation
Arrange a time to receive a free consultation.
-
Email Us
Get in touch to ask us any questions.
“One of the top 10 Wealth Managers in the UK. Barton is a dichotomy... An affable bonhomie, but with a sharp, disruptive, forward-thinking mind. His preference for questioning the rules, combined with his friendly nature, is why clients seek his insightful advice and why he is regarded as one of the top practitioners in the industry"
— James Barton Investment Director Review in Spear’s
Berkshire
1650 Arlington Business Park, Reading, Berkshire. RG7 4SA
-
Securing a comfortable retirement begins with the right planning. Working with an experienced Pension Adviser in Hampshire ensures you receive tailored advice that reflects both your personal goals and the opportunities available across this diverse county.
Why Choose a Hampshire Pension Adviser?
Hampshire offers a unique blend of historic towns, vibrant communities, and rural landscapes. A local adviser understands the county’s varied character and can design strategies that suit residents in Winchester, Southampton, Portsmouth, Basingstoke, and beyond.
By working with a Hampshire-based adviser, you benefit from:
Personalised strategies tailored to your financial goals.
Insight into local and regional pension considerations.
Professional expertise backed by qualifications and years of experience.
Ongoing support to ensure your plan adapts as life changes.
Services We Provide
Retirement Planning Built Around You
From your first meeting through to annual reviews, your adviser will help create a pension plan that supports your future lifestyle and adapts to changing circumstances.
Investment & Risk Management
A successful pension strategy strikes a balance between growth and security. Your adviser will manage your portfolio to align with your risk tolerance and retirement goals.
Regulatory Guidance
Pensions come with complex rules and tax implications. Your Hampshire adviser will simplify the process, ensuring your plan remains compliant and efficient.
Professional Standards You Can Trust
When selecting a pension adviser, it’s important to look for:
Recognised qualifications, such as Chartered Financial Planner (CFP).
Membership of the Personal Finance Society (PFS) or similar bodies.
Proven experience and positive client feedback.
These credentials are reassurance that you’re receiving expert, ethical advice.
FAQs – Pension Planning in Hampshire
When should I start thinking about my pension?
Ideally, the earlier the better – but expert advice can add value at any stage of life. Whether you’re starting, mid-career, or approaching retirement, a local adviser can guide you.Can I transfer my pension if I’ve changed jobs?
Yes, many pensions can be consolidated or transferred. A Hampshire adviser will review your current arrangements and recommend the best option for your future.Do I need to live in Hampshire to work with a local adviser?
Not necessarily. Many clients prefer face-to-face meetings with someone who understands the county, but most advisers also offer remote consultations if that suits you better.How often should I check in with my pension adviser?
An annual review is recommended, with additional check-ins whenever your circumstances undergo significant changes.What fees should I expect from a pension adviser?
Charges vary depending on the adviser and the services you need. A professional adviser will be transparent about costs and explain the structure of fees.Retirement Living in Hampshire
Hampshire is one of England’s most attractive counties for retirement. With a blend of bustling towns, quiet villages, and a stunning coastline, it offers something for everyone.
Highlights include:
Heritage: Historic Winchester Cathedral, Portchester Castle, and Jane Austen’s House.
Outdoors: The South Downs, New Forest, and Hampshire’s coastline.
Culture & leisure: Southampton’s cultural quarter, Portsmouth’s historic dockyard, and a thriving food and market scene across the county.
This diversity makes Hampshire a wonderful place to plan – and enjoy – your retirement.
Useful Resources
For impartial information and official guidance:
· MoneyHelper – Choosing a Financial Adviser
· Gov.uk – Financial Advice Guidance
· Financial Conduct Authority (FCA) – Check an Adviser
Take the Next Step
Your pension is your future. With the right support from a Pension Adviser in Hampshire, you can take control of your retirement planning and build financial peace of mind.
Book a consultation today and begin your journey towards a secure and rewarding retirement.
Speak to us…
Book a Call
Choose a convenient time to have a quick call with one of our advisors.
