For us, it is unequivocal that the investment landscape today is more challenging than at any time in the living memory of most investors.
The exceptionally low interest rates initiated after the financial crisis of 2008, not only in the UK but across the globe, have supported economies and asset prices today but at the expense of future returns. That fixed income returns in the decades ahead will be lower than the last 30 years, is a mathematically certainty. That this is also reflected in the price of all other financial assets, possesses an equally compelling logic.
While this may sound like a daunting proposition, investors have no choice but to engage fully. Investors must carefully balance risk and return. Risk in the years ahead will be multi-faceted and includes the potential erosion of purchasing power over the long term in a world of negative real interest rates.
At Patronus, we have a long collective experience of managing the investments of private investors. We think this stands us in good stead for the future. We understand that the challenges in the decades ahead will present very different challenges to the past and we have built a robust investment solution to meet those challenges.
In addition, we are under no illusion that a lower return environment demands a lower cost of investing. This fundamental reality is built into the way we structure and manage our portfolios and is reflected in the price we charge. We believe the value we can add is excellent relative to the cost, particularly in the current environment.
Our investment management solutions are available in a range of risk-rated and one unconstrained mandate and can be applied to general investment accounts (GIAs), individual savings accounts (ISAs) and self-invested personal pensions (SIPPs).
For more information regarding the mandates available please read our
Patronus Investment Management brochure by clicking below.
If you would like to talk to a Broker to discuss what Patronus can do for you, please contact us.