Financial Advisor in Milton Keynes
Patronus Partners provides independent financial advice to private clients and families in Milton Keynes and the surrounding area. Our advice covers financial planning, pensions, investment management and the transfer of wealth to future generations.
The firm was established in 2015 and remains owned by its staff. We do not offer in-house funds or products, which allows our advice to be based solely on what is appropriate for each client.
Financial Advice in Milton Keynes
Milton Keynes was granted city status in 2022 and is home to the UK head offices of a number of large employers, as well as many owner-managed businesses.
For clients in senior roles, financial planning often involves workplace pension schemes and variable remuneration, alongside decisions about the timing of retirement. Those with higher or irregular income may also be affected by the tapered annual allowance, which can reduce the amount that may be paid into a pension each year with tax relief.
We work with clients across Milton Keynes, including Bletchley, Wolverton, Stony Stratford, Newport Pagnell, Olney and Woburn Sands. Meetings can take place by telephone, by video call or in person.
What we do
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We structure financial plans and investment portfolios with a focus on tax efficiency, taking account of your wider financial position rather than each decision in isolation.
As legislation changes, your plan is reviewed to ensure it remains appropriate.
We do not charge initial fees for financial advice.
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Portfolios are constructed around each client’s objectives, time horizon and attitude to risk, and are actively managed with a long-term view.
As we have no in-house products, investments are selected solely on their merits.
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Some clients also use our execution-only trading and custody services, allowing their investments to be held within a single structure.
Our trading desk works alongside hedge funds and family offices, giving private clients access to institutional-quality execution.
A Different Approach to Financial Advice in Milton Keynes
At Patronus Partners, our approach is shaped by a clear philosophy — one that places clients ahead of convention.
“We are all escapees from large firms and feel that clients no longer want the bland industry stereotype but prefer a smaller firm whose interests are aligned with theirs. The industry is ever- homogenising and unfortunately seems to focus more on shareholders than on clients".
— James Barton, Spear’s magazine.
This philosophy underpins our work with clients in Milton Keynes, ensuring advice is always aligned, independent and focused on long-term outcomes.
The Unspoken Truth…
is that many large financial advice firms are structured around growth rather than client outcomes.
As an independent financial advisor working with clients in Milton Keynes, we are not constrained by in-house funds, excessive client volumes or shareholder pressure.
Our focus is entirely on delivering clear, unbiased advice that supports better long-term financial decisions.
We recommend only what we believe represents the highest standard of thinking and investment opportunity, with the aim of delivering meaningful, long-term results.
"Patronus’ from the original Latin, is a person who stood as a protector to another, who was called his ‘client’. It struck a chord with us.”
— Paul Kavanagh CEO
Why Choose an Independent Financial Advisor in Milton Keynes?
Choosing the right financial advisor in Milton Keynes is about more than performance — it’s about independence, clarity and long-term alignment.
Independence
Patronus Partners is employee-owned, with no external shareholders and no internal sales targets. Our advice is therefore aligned with the interests of our clients.
Freedom
We are not tied to in-house products or a fixed investment range, and are able to select investments based on what is most appropriate in each case.
Performance
Our approach is focused on long-term outcomes. While past performance is not a guide to future results, our portfolios have delivered consistent outperformance relative to relevant benchmarks.
Experience
Members of our team have held senior positions at global banks, hedge funds and investment firms, and bring that experience to the advice we provide to private clients.
Close Relationships
We deliberately work with a limited number of clients. This allows us to provide a consistent level of service, with direct access to the people responsible for your affairs.
Fees
Our fee structure is clear and transparent. There are no initial charges for advice, and ongoing costs are agreed with you from the outset.
How We Can Help
We can advise on areas including:
Financial planning and the use of available tax allowances
Pension contributions, annual allowances and carry forward of unused allowance
The review and, where appropriate, consolidation of existing pension arrangements
Retirement income planning and the timing of access to pension benefits
Investment management across pensions, ISAs and general investment accounts
Inheritance tax planning and the transfer of wealth to future generations
Financial Advice FAQs
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No. We are happy to meet clients in person in Milton Keynes, and many also choose to meet with us by telephone or video call. Our offices are located in the City of London and at Arlington Business Park, Reading.
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No. The initial consultation is provided free of charge, and we do not charge initial fees for financial advice. Any ongoing fees are agreed in writing before we begin working together.
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Yes. We can review each arrangement, including its investments, charges and any valuable guarantees or benefits it may hold. Consolidation is not always appropriate, and any recommendation will depend on your circumstances.
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Paul Kavanagh
Director
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![A man in an office setting working at a computer with multiple monitors displaying financial data and graphs.]()
Jeremy Steinson
Director
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![Smiling woman sitting in an office with a blurred background.]()
S-J Kavanagh
Operations
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![Man wearing glasses sitting at a table with abstract art in the background.]()
James Barton
Investment Director
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![Person smiling in a meeting with a laptop and glass of water visible in the foreground.]()
John Prior
Director, CIO
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![Two men in an office setting, one is gesturing with his hands while discussing, wearing glasses and a white shirt.]()
Kareem Khouri
Director, COO
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![Bald man smiling in a white shirt against a plain background]()
Dan Dowding
Head of Wealth Management
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![Black and white selfie portrait of a woman outdoors with a blurred background of trees and sky.]()
Penny Rooney
Head of Compliance
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Richard Griffiths
Trading Manager
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Harriet Harrison
Operations
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Jonathan Jackson
Head of Research
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James Blackmore
Trader
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Recognised Among the UK’s Leading Wealth Managers
Patronus Partners has been recognised for its approach to independent wealth management, reflecting both the experience of the team and the strength of its long-term investment philosophy.
“One of the top 10 Wealth Managers in the UK. Barton is a dichotomy... An affable bonhomie, but with a sharp, disruptive, forward-thinking mind. His preference for questioning the rules, combined with his friendly nature, is why clients seek his insightful advice and why he is regarded as one of the top practitioners in the industry"
— James Barton Investment Director Review in Spear’s
This level of recognition reflects the standard of advice we provide to clients in Milton Keynes, combining institutional expertise with a more personal, independent approach.
Serving Clients in Milton Keynes and Beyond
While our offices are based in London and Berkshire, we work with clients across Milton Keynes and North Buckinghamshire.
Berkshire
1650 Arlington Business Park, Reading, Berkshire. RG7 4SA
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