Financial Advisor in Hampshire
Patronus Partners provides independent financial advice to individuals and couples across Hampshire, covering pensions, investment management, tax planning and retirement.
The firm was established in 2015 and is owned by its staff. With no in-house funds or products, our advice is shaped only by what is suitable for each client.
Financial Advice in Hampshire
Hampshire runs from the borders of Surrey and Berkshire down to the Solent, taking in market towns, the South Downs and the New Forest, with direct trains to London Waterloo from much of the county.
Many of the clients we work with are couples, and there is often a good deal to be gained from planning their finances together rather than separately. Each partner has their own personal allowance, ISA allowance, capital gains tax allowance and dividend allowance. Assets can generally be transferred between spouses and civil partners without a capital gains tax charge, which allows investments to be held by whichever partner pays the lower rate of tax. The same thinking applies to pensions, and to deciding whose savings are drawn on first in retirement.
We work with clients across Hampshire, including Andover, Alton, Fleet, Petersfield, Romsey and Hook. Meetings can take place by telephone, by video call or in person.
What we do
-
Where clients are planning as a couple, we look at both partners’ finances side by side and agree a plan that makes full use of the allowances available to each. Plans are reviewed as circumstances and legislation change.
We do not charge initial fees for financial advice.
-
We manage portfolios with a long-term perspective, according to each client’s goals and attitude to risk.
As we have no in-house funds, every investment is chosen on its merits.
-
Clients can also hold investments with us on an execution-only basis through our trading and custody service.
Our trading desk also carries out trades for hedge funds and family offices.
“We are all escapees from large firms and feel that clients no longer want the bland industry stereotype but prefer a smaller firm whose interests are aligned with theirs. The industry is ever- homogenising and unfortunately seems to focus more on shareholders than on clients".
— James Barton, Spear’s magazine.
The Unspoken Truth…
is that large pension advice firms are often sub-optimal for their clients.
As an independent pension advisor we are not constrained by being tied to our own in-house funds, looking after too many clients and nor are we under relentless shareholder pressure for revenue growth – all of which are detrimental to clients.
Our clients receive truly independent advice about their pensions in an unbiased way.
We only ever offer what we believe to be the best in class in order to deliver the best outcome for our clients.
"Patronus’ from the original Latin, is a person who stood as a protector to another, who was called his ‘client’. It struck a chord with us.”
— Paul Kavanagh CEO
Why Choose an Independent Financial Advisor in Hampshire?
Independence
The firm is owned by its staff, not by outside investors, and has no sales targets.
Freedom
We can recommend providers and investments from across the whole market.
Performance
Whilst we cannot guarantee that past performance will be repeated, since inception, our portfolios have performed better than the industry benchmark.
Experience
Our team has held senior positions at banks, hedge funds and investment firms.
Close Relationships
We keep our client numbers limited, so that we can take the time to understand each household’s circumstances.
Fees
Fees are explained and agreed before we begin, and there is no initial charge for financial advice.
How We Can Help
We can advise on areas including:
Financial planning for couples
Making full use of both partners’ ISA, pension and tax allowances
Deciding which partner should hold which investments
Investment management across pensions, ISAs and general investment accounts
Retirement planning and income in retirement
Inheritance tax planning
Financial Advice FAQs
-
In most cases, yes. Each of you has your own tax allowances, and arranging savings and investments with both sets of allowances in mind can reduce the tax paid by the household overall.
-
Yes. We are happy to meet clients in person in Hampshire, and meetings can also be held by telephone or video call. Our offices are located in the City of London and at Arlington Business Park, Reading.
-
Yes. The initial consultation is free of charge, and there are no initial fees for financial advice.
-
![Smiling man wearing glasses and a white shirt sitting in a room with a blurred background.]()
Paul Kavanagh
Director
-
![A man in an office setting working at a computer with multiple monitors displaying financial data and graphs.]()
Jeremy Steinson
Director
-
![Smiling woman sitting in an office with a blurred background.]()
S-J Kavanagh
Operations
-
![Man wearing glasses sitting at a table with abstract art in the background.]()
James Barton
Investment Director
-
![Person smiling in a meeting with a laptop and glass of water visible in the foreground.]()
John Prior
Director, CIO
-
![Two men in an office setting, one is gesturing with his hands while discussing, wearing glasses and a white shirt.]()
Kareem Khouri
Director, COO
-
![Bald man smiling in a white shirt against a plain background]()
Dan Dowding
Head of Wealth Management
-
![Black and white selfie portrait of a woman outdoors with a blurred background of trees and sky.]()
Penny Rooney
Head of Compliance
-
![Portrait of a smiling man in a suit and white shirt, black and white photo.]()
Richard Griffiths
Trading Manager
-
![Black and white portrait of a smiling woman with long hair]()
Harriet Harrison
Operations
-
![Black and white portrait of a man in a suit with a neutral expression.]()
Jonathan Jackson
Head of Research
-
![Black and white portrait of a man in a suit]()
James Blackmore
Trader
Arrange a Free Consultation
-
Arrange A Call
Pick a convenient time to speak to one of our team.
-
Book Free Consultation
Arrange a time to receive a free consultation.
-
Email Us
Get in touch to ask us any questions.
“One of the top 10 Wealth Managers in the UK. Barton is a dichotomy... An affable bonhomie, but with a sharp, disruptive, forward-thinking mind. His preference for questioning the rules, combined with his friendly nature, is why clients seek his insightful advice and why he is regarded as one of the top practitioners in the industry"
— James Barton Investment Director Review in Spear’s
Berkshire
1650 Arlington Business Park, Reading, Berkshire. RG7 4SA
-
Trusted Financial Advice Across Hampshire
From the historic streets of Winchester to the harbours of Portsmouth and the natural beauty of the New Forest, Hampshire offers a dynamic mix of lifestyles and opportunities. With such diversity, financial planning here is rarely one-size-fits-all. A professional Financial Advisor in Hampshire can help you navigate the complexity, ensuring your money is structured around your goals, your family, and your future.
Why Work with a Financial Advisor in Hampshire?
Turning Complexity into Clarity
The world of pensions, investments, mortgages, and tax planning can be overwhelming. An experienced advisor simplifies the process, enabling you to make informed and confident decisions.
Planning That Fits Your Life
Whether you’re a young professional in Southampton, a family settling in a Hampshire village, or planning retirement near the coast, a good advisor creates a plan that reflects your unique situation.
More Time, Less Stress
Delegating the day-to-day management of your finances means you can focus on work, family, and lifestyle, while your advisor ensures your plan stays on track.
Types of Financial Advisors Available
Independent Financial Advisors (IFAs) – offering whole-of-market advice and tailored solutions without restrictions.
Restricted Advisors – focusing on specific providers or products, such as mortgages, pensions, or investments.
Wealth Managers – often serving high-net-worth individuals, providing advanced investment strategies, tax efficiency planning, and estate advice.
How to Find the Right Advisor in Hampshire
When searching for a financial advisor in Hampshire, consider:
FCA Authorisation – always check the Financial Conduct Authority register to confirm credibility.
Experience & Reviews – testimonials, client feedback, and case studies highlight proven expertise.
Fee Transparency – ensure you understand the costs before committing, whether they are percentage-based or fixed fees.
Compatibility – your advisor should be approachable, clear, and aligned with your long-term goals.
Patronus: Independent Advice Across Hampshire
At Patronus, we provide independent, transparent financial planning to clients nationwide.
Independent & Impartial – advice from the whole market, with your interests always first.
Holistic Support – strategies designed to balance growth, protection, and flexibility.
Clear Communication – financial advice delivered in plain English, with regular updates.
Partnership Approach – as your life changes, we adapt your financial plan to keep pace.
Hampshire as a Backdrop for Financial Planning
Hampshire is one of England’s most varied counties – home to thriving port cities, rural villages, and areas of outstanding natural beauty. Its economic strength is matched by its appeal as a place to live, making it vital to have a financial plan that matches both opportunity and cost of living. From planning for property purchases to securing long-term retirement income, Hampshire residents benefit from advice that reflects both local and global financial realities.
FAQs
Do I need a financial advisor if I already have savings and pensions?
Yes. An advisor helps you coordinate your savings, pensions, and investments so they work together efficiently towards your goals.How much does financial advice cost in Hampshire?
Fees vary depending on the adviser and service. Some charge a flat fee, while others take a percentage of the assets they manage. Transparency is essential, and a reputable adviser will explain costs clearly before you commit.Can advisors help with inheritance or estate planning?
Yes. Many financial advisors offer estate and inheritance planning to help you pass on wealth in the most tax-efficient way.When should I review my financial plan?
Ideally, once a year, but also after significant life events such as moving house, starting a family, or approaching retirement.Useful Links & Resources
Secure Your Financial Future in Hampshire
Whether you’re building wealth, protecting your family, or preparing for retirement, the proper guidance makes all the difference. Partnering with a trusted Financial Advisor in Hampshire gives you clarity, confidence, and control over your financial journey.
Speak to us…
Book a Call
Choose a convenient time to have a quick call with one of our advisors.
